Learn Academy

Understand money.
Build confidence. Make smarter decisions.

Learn investing, credit cards, saving, and personal finance basics in simple language, with interactive tools to practise what you learn. Free, no jargon, and every lesson ends with a quick quiz to check it actually landed.

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📖 Lessons 🥧 Portfolio Mixes 🎮 Try the Demo 🚀 What's Next

Learning Paths

Pick where to start

All Lessons

Portfolio Basics

What different portfolios are made of

Every real portfolio is a mix of stocks and bonds, more stocks usually means more growth potential and more short-term swings, more bonds usually means the opposite. These four are real, existing funds with a fixed target mix, each shown with its actual 5-year historical return.

Starter

AOK

30% Stocks · 70% Bonds

Built to limit swings, a gentle way to learn how markets move.

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Balanced

AOM

40% Stocks · 60% Bonds

A middle-ground mix, some growth, some cushion.

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Growth

AOR

60% Stocks · 40% Bonds

Leans into stocks for more long-term growth potential.

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Aggressive

AOA

80% Stocks · 20% Bonds

Mostly stocks, more potential growth, more short-term swings.

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Illustrative only, each fund's own real 5-year performance, not a projection or personalized recommendation. Take the full quiz for your risk comfort & market →

Try It Yourself

Practice with a demo account

You start with $10,000 in play money. Search any real stock, buy and sell it at its real live price, and see how the math actually works, with nothing real at risk.

⚠️ Demo only, no real money, no real broker, no real trades. Prices are live reference quotes; your actual broker's price, spread, fees, and execution will differ, sometimes significantly. This is for learning, not a trading platform.

🎯 Demo Trading Missions 0/5

Cash

$10,000.00

Holdings Value

$0.00

Total P&L

$0.00

Select a stock to see its chart

Search and select a stock on the left, its live price chart shows up here, the same way it would in a real trading app.

🟢 BuyingYou pay the current price to own shares. From that point on, your position's value moves with the stock, up when it rises, down when it falls. You only make or lose money for real once you sell.

🔴 SellingYou give up your shares at the current price and get cash back. This "closes" the position (or part of it) and locks in whatever gain or loss you had at that moment, it stops moving with the stock after that.

🛑 Stop-lossA standing order to auto-sell if the price drops to a level you set. It caps how much you can lose on a position without you having to watch it, set one below your buy price to protect against a bigger fall.

Your Demo Positions